Protection & Safety Solutions
Insurance constitutes a very important aspect of any person’s or family’s financial life. Though we are all familiar with the “insurance” term, there exists a huge gap in “what the customer need” and “what the customer gets”. At Navigator Wealth Management we realises this “need gap” and aims to fulfil it by providing you with 360 degree service offering to identify, satisfy and manage your insurance & Safety Need.
General insurance
General insurance includes insurance policies that protect your property and your financial risk, including motor vehicle, home building and contents and travel insurance. helps us protect ourselves and the things we value, such as our homes, our cars and our valuables, from the financial impact of risks, big and small – from fire, flood, storm and earthquake, to theft, car accidents, travel mishaps – and even from the costs of legal action against us. And we can choose the types of risks we wish to cover by choosing the right kind of policy with the features we need.
At Navigator We provide our clients single window access for all the companies who are having value added services with higher cost effectiveness.
Life Insurance
A life insurance policy is a type of insurance that provides coverage against the unexpected death of the policyholder or after a set-period of time when the policy matures. In order to avail this protection, the insured pays a certain amount as premium towards maintaining the policy. It is nothing but a safety net which provides financial security/protection against loss of life. The primary purpose of a life insurance policy is to protect the financial interests of the insured’s family.
- PURE TERM INSURANCE
- PLAN WHOLE LIFE POLICY
- ENDOWMENT POLICYMONEY BACK POLICY
- UNIT LINKED INSURANCE PLAN
- PENSION PLANS
- GROUP INSURANCE PLANS
We at Navigator Suggest client various options of Insurance and suggest them best suitable option for their requirement.
Health Insurance
A health insurance policy is a type of insurance that offers coverage for the medical and surgical expenses incurred by the policyholder when he/she is hospitalized during the policy period.
Health insurers, today, also provide coverage for day care hospitalization, pre-hospitalization, and post-hospitalization. The expenses incurred are either reimbursed to the insured individual or are paid to the healthcare provider directly.
On one hand, issues with health have become unavoidable, thanks to changes in the environment and lifestyle over the past few decades. Leading a healthy lifestyle doesn’t guarantee a healthy body any more. On the other hand, medical costs have skyrocketed, which can leave you in a dire situation if you aren’t prepared. Health insurance has gained importance in today’s world due to these reasons. It is a smart investment to make but requires a bit of research to ensure the plan is affordable, offers good coverage, and will pay out sufficiently when needed.
